Anne said…

Dear Pa,

I wrote this letter for two reasons. To say "thank you" and "good bye".Over the past few months, I have come to realize that the tears I have cried were not of pain or sorrow but tears of joy and happiness.For you have left me a "gift" that resides in my heart. Your gift of love. I thank you. For I know your gift of love will help me to: Draw strength when I need to be strong… Draw courage when I need to be brave… Draw love when I need to be kind, understanding and forgiving…I pledge to you in deeds and actions to use your gift to be a better person.I also want to say "good bye", which means "May God be with you!". I love you pa and I will miss you forever.

your loving daughter,

Ana

Perhaps it could be said that a mistake a day makes us human. And, there have been some days when I would been happy with just one mistake. No matter the frequency, we all make mistakes in both our personal and professional lives.

In many instances, our first response when confronting a mistake is to deny it or make up an excuse. We don’t want to seem stupid or ill informed. However, as leaders we must recognize the maxim that "to err is human." Accepting this, we must have the self-confidence and integrity to admit our mistakes. Only with such admission will we maintain the trust of those we lead. When I have made a mistake that has upset an individual, often I find that a simple apology goes a long way.

In business, we make decisions every day based upon imperfect information. We may get blindsided by a competitive response or we may underestimate the time that it takes to sell a product. Accepting our error, rather than avoiding responsibility, limits the potential damage and sets us on the right course.

Poor decisions regarding our behavior that compromise our credibility with our employees, constituents, or followers are particularly damaging. All of us who work in corporate life have experienced a down-sizing(s)-either as the architect or the recipient. Often, I think about the importance of honesty in communicating with our followers up to and through these trying events. When difficult matters are at hand, honesty is the best policy. Sugar coating the facts or intentionally misleading people will not earn respect, but instead will foster disrespect.

We are all human beings, imperfect and prone to making mistakes. We grow and improve by learning from our mistakes. Admitting mistakes is not easy, but as those of us who have done it in the past can attest, there is a cleansing feeling after admitting wrong, almost as if the weight of the world has been lifted off our shoulders.

For those individuals who have experience with 12-step programs such as Alcoholics Anonymous or Sexaholics Anonymous, Steps 9 and 10 address the need to say "I am sorry," promptly admit wrongdoing, and make amends. Wise suggestions. It is all about moving beyond our mistakes and growing as human beings.

Making mistakes is unavoidable. Whether in our personal or professional lives, the manner with which we handle our errors makes all the difference. The good leaders will admit mistake and move on. The great leader will admit mistake, learn from it, and never make it again.

Now as yourself… Am I a Leader?

The basic is. What pattern do you see if you will get a P100.00 bill and monitor where and how it is transferred from 1 possessor to the other. How does it flow? The pattern for a typical pinoy is.

You earn from your work, you spend it on food, gadgets, clothing and other basic needs. Before you reach the next payday, paubos na yung pera mo. But that’s ok pay day is just a few days ahead and it doesn’t matter if I run out of money, I am expecting money again any time soon.
This cycle goes on and on and you make some side lines or create other ways to earn but it seems that money was never enough. (I am tempted to explain further pero usapan… basics lang).
So you can’t leave the job that you have because a week without work would affect the cash flow you have to support your family and needs. As much as you wanted to accept another job, the gap would make you pay less for a couple of days which makes you a slave to your boss.
At least, you have a job to support your needs.
So to illustrate…Cash is flowing inside your pocket.
Years have gone by doing your monotonous routine
Question… what if you get fired? Or you were forced to retire because there are new and younger people ready to take your place. What would you do?

As an OFW, Makati executive, top sales man, engineer, attorney, teacher… What if it all ends? The sweet cash that enters your pocket every 15th and 30th suddenly comes to a halt.

There are two things you can buy with your money… An asset and a liability. To describe each… An asset brings money inside your pocket; a liability takes money out of your pocket. Another way to see it is that an asset if you buy one, will bring the money you spent for it back to you 2 or 3 folds. A liability, when you buy it will not give your money back at all.

Sa ilocano… idjay ti kwa… djak maawatan… (joke lang po, seryoso na kayo eh…)
Sa mafdaling salita… kapag asset, maibabalik ang pera , pag liability, good bye sap era…

Ang problema kay JUAN DE LA CRUZ, habang may trabah ipon ng ipon at bili ng bili ng liability!

I have seen OFWs get back to the country with gold chains at kung pwede lang limang shades ang isuot ng sabaysabay g@g@win nya eh… dvd, component, jackets, clothes, inuman, pulutan, party, pabango… hindi na makalakad sa dami ng bitbit…

At syempre mga empleyado natin dito sa bansa ns lingo lingo bago cell phone at mags ng kotse.. hindi na nga magkasya damit sa aparador, tapos pag umaga sasabihin…. Wala na akong maisuot.

Guys think… what you bought… will it bring money back to you? I know what you have in mind… you have to enjoy what you worked hard for. That’s right, but think of something that will last… think of your future.

I have seen the worst of people who were abogado de kampanilya, executive secretaries of top rank business men, people who worked for big companies, earned a fortune and got a big retirement pay by the millions… Now…. Wala na.

Why? Because of their cash flow… went in… went out.
 
I need not to mention basketball players, actors, singers… Check what is their career path… next after acting , singing and playing… POLITICS. Kasi, yung million na kinita nila, puro liability ang binili.

Going back… all the liability they bought, ibinenta ng mura! Im wearing a gold chain now I got from a sea man… he got it for P35,000 he sold it for 8,000 to me.
Hindi po asset ang alahas! Bakit? Totoo na tumataas ang value nya pero pag gutom ka na, kahit pa luge ibebenta mo! ( wala bang aaray?) Cell phones… dvd players etc. pati bahay at kotse… that’s the cash flow of most OFWs…

The question is … “WHAT IF THE INCOME STOPS?”

Sa pinoy,ganito: anak… magaral ka maigi, at pag tanda naming… ikaw na bahala sa amin ha…. Hindi po ba maling mali…
You have to establish something today that will take care of your future.

Teka , teka… eh ano ang dapat gawin para hindi mangyari yan?

You must create a source of income that will continually make money flow inside your pocket. Start a business! While you are working as an executive or an ofw, or a professional… START A BUSINESS and MASTER that business till you get out of that company. Para pag tumigil ang income mo sa kanila… may susuporta pa din sa iyo hanggang pag tanda mo!

Now don’t tell me to invest my money on pensions and plans… NO WAY! Narinig nyo na siguro yung …. Naku ayaw ko na magbanggit…. Yung mga nagbayad at hindi nakapag claim… sila pa dinimanda at nag pyansa!!! WAG MO I ASA ANG PAGTANDA MO SA IBA! GUMAWA KA NG SARILI MONG BALON NG PERA!
KAHIT MALIIT PA YAN, SRILI MO AT HINDI KA AASA SA IBANG TAO…

Imagine yourself when you reach an older age… ( aruy ko,,, baka yung iba sa inyo about that age… tabi tabi po…Ako pos a mga nag tatanong… pareho tayo ng edad lolz. Nabutan ko pa si Michael Jackson at hinele po ako ng nanay ko sa mga kanta ng hagibis… ). You have money that the company gave you as your retirement pay… what will you do?

You can consume the money till your old… eh kung hindi umabot? Masamang damo ka pala… at hindi ka kaagad kinuha ni lord. Eh pang age 65 lang yung naipon mo na budget.
Or maybe, you can start a business and use the money for capital… Kapatid… 9 out of 10 businesses fail… yung isang mag susucceed, g@g@yahin pa ng kapit bahay mo imbis na mag franchise say o… think! At age 50 , you are struggling trying to make a business work! What if it fails?!

Eh ano nga ba ang sagot?

The answer is, stop buying liabilities and instead buy assets now. I don’t care if it is a banana Q store, balot, ice candy or a sari sari store… start now! Because your experience here will teach you what to do in the future. Its so hard to struggle in business when your 60 yrs old.

You have to create a source of income separated from the source of income from your work. That when the time comes that you have to stop working, you will have your own source of money! Create assets, start a business that will be there to support you and your family. I AM NOT TELLING YOU TO QUIT YOUR JOB! Im telling you to start a business while you’re working and stop spending your money on liabilities and start putting them on assets!

Ang pera pag pinambili mo ng LIABILITY… hindi na babalik… ang ASSET… BABALIK.

Teka… masama ba bumili ng mga mag@g@ndang gamit? Hindi! Siguraduhin mo lang na ang pambili mo nun ay galling sa asset mo. The business has to be prioritized! Mawalan ka man ng trabaho, may negosyo kang palalaguin.

If before, nabubuhay ka naman ng iisa sapatos mo, wag mo baguhin yun… dati, nag jejeep ka lang… wag ka muna mag taxi..

Create assets and lessen liabilities. Invest and learn now… mag negosyo!

Eh anong negosyo? Any, as long as you think it is work and doable! 

Again, I hope that this BASIC CASH FLOW article helps…. I wish all of us become financially free

There is love in my sorrow, there’s love in my tears…Give me the courage and strength for the coming years…To hold on to yesterdays memories, So all may know the love in my heart and the love from my soul… Sometimes i wanna cry, But if i shed tears, you’re no longer near..Papa, in my heart you’re always here…Papa, i need time to fight back these tears and i’ll be fine…Sometimes i want to be weak and lean on you, to find comfort and strength in all i say or do…When I get to heaven, and see you again, no more tears and no more pain…For we will be together for eternity….Just thinking of that sweet day, sometimes i wanna cry….Papa, I’ll be missing you…I hope you rest in peace with jesus in heaven…You told me you’ll wait for me, i believed what you’ve said, wait for me there papa.. i promise to take care of mama and my sisters and brothers…thank you for the forgiveness, the love and encouragement…This is not the end, we will meet again….we love you….

gigutom si dodong janjan..
nangita ug kan-anan
aron mahuwasan ang naghilak niyang tiyan
ni-order ug paklay, tawge ug barbequeong atay,
lima ka platong kan-on ug usa ka bandihadong bihon
pagkahuman ug kaon nangiki sa iyang ngipon

pagpaningil sa tindera
nikalit lang ug drama drama
pahilak hilak sa lamisa bisan di madag artista
kay gikawat iyang pitaka…..

(Chorus)
Bakakon ka, liar evil ka….
bakakon ka, liar evil ka….

ang gwapo nga boknoy sige lang suroy suroy
buntag udto hapon
ang pamahaw timbon sa panihapon
way lain buhaton
mag stand by kay manglabnit ug celfon
dili ra ba mukuha kung ang fon nimo way camera
kalo-oy sa dalaga celfon nya TY na

gipangita siya ni SPO1
wa koy kalibutan
hasta jud niyang kurata
kay siya gipangutana
ingon siya wa ko kaila….

(Chorus)
Bakakon ka, liar evil ka….
bakakon ka, liar evil ka….

(Bridge)
naa bay tikasan nga mutug-an
naa bay kawatan nga mutug-an….

(Chorus)
Bakakon ka, liar evil ka….
bakakon ka, liar evil ka….

Human beings are born sinners. As life goes on, we realized how much we’ve sinned against our brothers, sisters, loved one’s and friends…It’s easy to say I’ve forgiven you but hard to forget…Why is it so hard to forgive and forget specially to the so called friends? are they really friends? why did they betrayed you? a friend is someone who can rely on, who is very patient,very kind,never jealous nor envous…So, do you consider them as your friend inspite of what they’ve done? You may think I’m foolish what I’m gonna say, but I’m telling you, They are "FAKE" being picky is better than being a "FAKE"

Never ever say you’re sorry if you think you’re not…Cause in return, you’re not only fooling others but yourself as well…I admit, I also had a hard time doing these things lately, but if you’re true to yourself and you know what you’re doing, nothing to worry at all…I feel relieved…It’s better to remain silent if you’re not ready to forgive and forget..ask god’s guidance than saying a word you never meant…this is just my point of view, feel free to react and say something….But one thing for sure, "GOD" is our best friend..he will never leave us, he’s always there to guide and protect us…God bless us all…..nyt nyt everyone!!!!

Ana

Friendship is golden like stars in heaven

it will not be broken till we meet again.

Dear friend,

I’d like to take this opportunity to thank you for being there always.

Due to our hectec schedules, we don’t get along that much lately, but

you are always in my thoughts.. thanks for the patience, the moral support you’ve

given me. I will never forget you. KAMSAHAMNIDA! KURIGO SARANGHE!

Filipinos are equipped with talents, abilities and capabilities.But the problem is, some of us does’nt have the guts to explore and show what we’ve got. Paano, pinoy kasi! filipinos are sometimes too irksome to deal with, If someone’s better than him/her, their stomach aches. We have to remember that we are made in god’s image and likeness, therefore, each of us are entirely unique and good looking.When i was younger, i always dreamed of being somebody who is rich and famous.But no matter how hard i tried, how far I’ve gone,I COULD NEVER BE RICHER THAN BILL GATES.(laughing) Accepting for who and what you are, thankful for what we have is the real happiness. No need to  compare with others, NO ONE’S PERFECT, ONLY GOD.we know ourselves better than anyone else, if you think you are special, then go! have a ball without fear,no worries, just be what you are, cause we could never be anyone else.REACH THE STARS ABOVE ON YOUR OWN WAYS.

THE PAIN

Two thousand years ago the King of Kings was born.
‘The Lamb of God’ later made to feel the thorn,
If his words are accepted and not scorned,
They will make us all reborn.

Though God’s grace, Joseph and Mary presented
A gift to the world that day, which we can all repay,
by living the ten commandments each and every day.

Try to remember and keep in your heart and mind
Jesus’s gospel while here on Earth,
Redemption not a life lived in constant mirth.
Peace on Earth, good will toward man
Everyone should try it, whenever they can.

The Lord gave us the option and choice of ‘free will,’
Now it’s up to us to fit the bill.

So when you’re Christmas shopping for family and friends,
and money is tight at both ends,
Remember that the greatest gift of all,
Is your love of Jesus in the manger stall.